Your investment cost will decrease when you sell your US shares, not when you withdraw money from your Hatch account.
🚨 Important: Since 15 January 2026, uninvested funds you hold on Hatch have move from the DAGXX money market fund into US bank deposit accounts, administered by our partner DriveWealth. Learn more
Your non-invested money is held in an insured US bank deposit.
Any non-invested money in your Hatch account are automatically swept into US bank deposit accounts, administered by our partner DriveWealth. The uninvested US cash balances will not be held in a FIF-qualifying investment, so won't count toward the $50k NZD threshold.
Cash held in a foreign currency account may have tax obligations for you under the financial arrangements rules - as always, Hatch will help you navigate this at tax time.