You can keep using your Hatch account like normal on public holidays in Aotearoa New Zealand, Australia or the US - but there can be delays in your deposits, withdrawals and orders you place for shares.
Additionally, deposits made over the weekend will not be processed until the next business day in accordance with standard bank operating hours.
New Zealand public holidays
On New Zealand public holidays, banks are on holiday too. This means deposits and withdrawals around these dates may be delayed. If you deposit funds before 1 PM on a business day, they have the chance to generally arrive before a 3 PM cut-off for same-day availability. However, public holidays may shift these cut-off times.
To ensure your deposit goes through before a public holiday, your funds must be deposited by 1 PM for same-day availability or no later than 10 AM on the business day before the holiday for guaranteed processing.
For example:
If a public holiday falls on Friday your deposit needs to arrive in our banking before 10 am on Thursday.
Or if the holiday is on a Monday, your deposit needs to arrive in our banking by 10 am on Friday.
🚨 Important: If you're planning on depositing before a public holiday it's best to make the payment as early as possible so it has the best chance of arriving on time.
Please also note that Wellington & Auckland Anniversaries are exchange holidays so the above applies to these two as well.
US public holidays
On US public holidays, US banks and share markets may be closed. If US banks are closed, deposits and withdrawals may be delayed. If the US share markets are closed, your buy and sell orders will stay pending in your Hatch account until they reopen the next business day.