Auto-investing takes the time and effort out of building your portfolio, you can read up on all the benefits here.

Dollar-cost average the exchange rate on your deposits

Our exchange fee is a small percentage of the exchange rate, which means you can deposit as much or as little as you like at a time, without being penalised in fees. We have no deposit minimums so some people deposit $1 or less.

This works really well for auto-investors. You can set up an automatic payment from internet banking and get the benefits of dollar cost averaging the exchange rate. Every deposit is also immediately put to work in a Money Market fund, earning dividends until its auto-invested in shares. 

You control the percentage you pay in brokerage fees

Any order you place through Hatch has the same low brokerage fees.

Because our brokerage fees are a dollar amount instead of a percentage of your order, you have the ability to control the percentage you pay in fees. 

Individual Hatch accounts: $3 USD to buy or sell

If you want to keep fees below 1% of your order, create an auto-investment for $300 USD or more. We’ve added some examples to show you different ways to get a 0.5% fee, the examples add a bit of a buffer to allow for exchange rate changes over time, and you can adapt them to whatever suits you:

  1. Set up an automatic payment of $100 NZD a week and create a quarterly auto-investment for $600 USD
  2. Set up an automatic payment of $240 NZD a week and create a monthly auto-investment for $600 USD
  3. Set up an automatic payment for $1,000 NZD a month and create a monthly auto-investment for $600 USD.

Note: If a share price drops enough that you wind up buying over 300 shares in one order, you'll get more shares for your money (yay!) and our pricing will switch to $0.01 a share (e.g. $3.01 to buy 301 shares)

Kids Accounts: $0.50 USD to buy or sell

Because we've lowered our brokerage fees for Kids Accounts to $0.50 (to buy or sell up to 50 shares), it's even easier to auto-invest small amounts regularly while still keeping your fees under 0.5%.

The examples add a bit of a buffer to allow for exchange rate changes over time, and you can adapt them to whatever suits you:

  1. Set up an automatic payment of $12 NZD a week and create a quarterly auto-investment for $100 USD
  2. Set up an automatic payment of $35 NZD a week and create a monthly auto-investment for $100 USD
  3. Set up an automatic payment for $140 NZD a month and create a monthly auto-investment for $100 USD.

Note: If a share price drops enough that you wind up buying over 50 shares in one order, you'll get more shares for your money (yay!) and our pricing will switch to $0.01 a share (e.g. $0.51 to buy 51 shares)

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